:root{
  --ink:#0B2F3C; --ink-2:#123A47; --petrol:#0E3A4A; --teal:#17607E; --teal-2:#2C90B5;
  --wash:#EAF3F7; --wash-2:#F5F9FB; --line:#DDE7EB; --muted:#4E6D78; --amber:#B26B00;
  --white:#fff; --radius:14px; --shadow:0 1px 2px rgba(11,47,60,.06),0 8px 24px rgba(11,47,60,.06);
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:"Public Sans",-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,sans-serif;
  font-size:18px;line-height:1.65;color:var(--ink);background:var(--white);text-wrap:pretty}
h1,h2,h3,h4{font-family:"Newsreader",Georgia,serif;font-weight:600;line-height:1.18;color:var(--petrol);margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.2vw,3.1rem)}
h2{font-size:clamp(1.5rem,2.6vw,2.1rem);margin-top:2em}
h3{font-size:1.25rem;margin-top:1.8em}
p,ul,ol{margin:0 0 1.1em}
a{color:var(--teal);text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{color:var(--petrol)}
img{max-width:100%;height:auto}
.wrap{max-width:1180px;margin:0 auto;padding:0 22px}
.narrow{max-width:760px}
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;background:#fff;padding:10px 14px;z-index:99}

/* trust card */
.tcard{display:flex;align-items:center;gap:24px;flex-wrap:wrap;background:var(--wash-2);
  border:1px solid var(--line);border-radius:var(--radius);padding:22px 26px;margin:0 0 36px}
.tc-main{flex:1 1 300px;min-width:0}
.tc-main b{display:block;color:var(--petrol);font-family:"Newsreader",Georgia,serif;font-weight:600;
  font-size:1.22rem;line-height:1.22;letter-spacing:-.01em}
.tc-facts{list-style:none;margin:10px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:7px 22px;font-size:.9rem;color:var(--muted)}
.tc-facts li{display:flex;align-items:center;gap:6px}
.tc-facts li::before{content:"✓";color:var(--teal-2);font-weight:700}
.tc-facts li.tc-rate::before{content:none}
.tc-stars{color:#E8A33D;letter-spacing:.06em;font-size:.95rem}
.tc-facts b{display:inline;font-family:inherit;font-size:inherit;color:var(--petrol);font-weight:700}
.tcard .btn{flex:0 0 auto}
@media(max-width:600px){.tcard{padding:20px}.tcard .btn{width:100%}}

/* header */
.site-head{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.head-in{display:flex;align-items:center;gap:18px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:700;color:var(--petrol);font-size:1.02rem;letter-spacing:-.02em;flex:0 0 auto}
.brand img{height:30px;width:auto;display:block}
.nav{display:flex;gap:16px;flex:1 1 auto;flex-wrap:nowrap;white-space:nowrap}
.nav a{color:var(--ink);text-decoration:none;font-size:.95rem;font-weight:500;padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover{border-bottom-color:var(--teal-2)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--teal);color:#fff!important;
  text-decoration:none;font-weight:600;font-size:.98rem;padding:12px 20px;border-radius:10px;border:0;cursor:pointer;transition:background .15s,transform .15s}
.btn:hover{background:var(--petrol);transform:translateY(-1px);color:#fff!important}
.btn.sm{padding:9px 16px;font-size:.9rem}
.btn.ghost{background:transparent;color:var(--teal)!important;border:1.5px solid var(--line)}
.btn.ghost:hover{background:var(--wash);color:var(--petrol)!important}
.btn.amber{background:#8A4B00}
.btn.amber:hover{background:#6B3A00}
@media(max-width:1080px){.nav{display:none}}

/* hero */
.hero{background:var(--petrol);color:#EAF3F7;padding:72px 0 78px}
.hero h1{color:#fff;max-width:16ch}
.hero p.lead{font-size:1.2rem;max-width:56ch;color:#C9DEE7}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin:26px 0 30px;padding:0;list-style:none}
.chips li{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);color:#DCEDF4;
  padding:7px 14px;border-radius:999px;font-size:.9rem}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.hero .btn{background:var(--teal-2)}
.hero .btn:hover{background:#fff;color:var(--petrol)!important}
.hero .btn.ghost{border-color:rgba(255,255,255,.35);color:#fff!important;background:transparent}
.hero .btn.ghost:hover{background:rgba(255,255,255,.12)}

section{padding:56px 0}
.sec-head{max-width:62ch;margin-bottom:28px}
.sec-head p{color:var(--muted);margin:0}
.grid{display:grid;gap:18px}
.g3{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.g2{grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}
.g4{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;
  text-decoration:none;color:inherit;transition:border-color .15s,box-shadow .15s,transform .15s}
a.card:hover{border-color:var(--teal-2);box-shadow:var(--shadow);transform:translateY(-2px)}
.card .kicker{font-size:.76rem;letter-spacing:.09em;text-transform:uppercase;color:var(--teal);font-weight:700;display:block;margin-bottom:8px}
.card h3{margin:0 0 8px;font-size:1.14rem}
.card p{margin:0;color:var(--muted);font-size:.95rem;line-height:1.55}
.card .meta{display:block;margin-top:12px;font-size:.82rem;color:#7A949E}
.tinted{background:var(--wash-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}

/* pill link lists (Berufe/Städte) */
.pills{display:flex;flex-wrap:wrap;gap:9px;padding:0;list-style:none;margin:0}
.pills a{display:inline-block;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 15px;
  font-size:.92rem;text-decoration:none;color:var(--ink)}
.pills a:hover{border-color:var(--teal-2);background:var(--wash);color:var(--petrol)}

.card.choice{display:flex;flex-direction:column;height:100%}
.card.choice p{color:var(--muted)}
.card.choice .card-actions{margin-top:auto;padding-top:18px;display:flex;flex-wrap:wrap;gap:10px}
.card.choice .card-actions .btn{flex:1 1 auto;white-space:nowrap}
.grid.g2>.card.choice{align-self:stretch}

/* steps */
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px 20px 20px 20px}
.steps li::before{content:counter(s);display:flex;align-items:center;justify-content:center;width:32px;height:32px;
  border-radius:50%;background:var(--wash);color:var(--teal);font-weight:700;font-size:.95rem;margin-bottom:12px}
.steps.steps-5{grid-template-columns:repeat(6,1fr)}
.steps.steps-5>li{grid-column:span 2}
.steps.steps-5>li:nth-child(4){grid-column:2/4}
.steps.steps-5>li:nth-child(5){grid-column:4/6}
@media(max-width:860px){.steps.steps-5{grid-template-columns:repeat(2,1fr)}
.steps.steps-5>li,.steps.steps-5>li:nth-child(4),.steps.steps-5>li:nth-child(5){grid-column:auto}}
@media(max-width:560px){.steps.steps-5{grid-template-columns:1fr}}
.steps b{display:block;margin-bottom:4px;color:var(--petrol)}
.steps span{color:var(--muted);font-size:.95rem}

/* article */
.crumbs{font-size:.85rem;color:var(--muted);padding:18px 0 0}
.crumbs a{color:var(--muted)}
.article-head{padding:14px 0 30px;border-bottom:1px solid var(--line);margin-bottom:34px}
.article-head .kicker{font-size:.78rem;letter-spacing:.09em;text-transform:uppercase;color:var(--teal);font-weight:700}
.article-head .lead{font-size:1.16rem;color:var(--muted);max-width:62ch}
.article-meta{display:flex;gap:16px;flex-wrap:wrap;font-size:.85rem;color:#7A949E;margin-top:14px}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:56px;align-items:start;padding-bottom:64px}
@media(max-width:980px){.layout{grid-template-columns:1fr;gap:36px}}
.prose{max-width:70ch}
.prose ul,.prose ol{padding-left:1.25em}
.prose li{margin-bottom:.45em}
.prose h2{padding-top:.2em}
aside.rail{position:sticky;top:88px;display:grid;gap:18px}
.toc{background:var(--wash-2);border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px}
.toc b{display:block;font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.toc ol{margin:0;padding-left:1.1em;font-size:.94rem}
.toc li{margin-bottom:.35em}
.toc a{text-decoration:none}
.toc a:hover{text-decoration:underline}

/* CTA blocks */
.cta-box{background:var(--petrol);color:#DCEDF4;border-radius:var(--radius);padding:26px}
.cta-box h3{color:#fff;margin:0 0 8px;font-size:1.3rem}
.cta-box p{font-size:.96rem;margin-bottom:16px;color:#C1DAE4}
.cta-box .btn{background:var(--teal-2);width:100%}
.cta-box .btn:hover{background:#fff;color:var(--petrol)!important}
.cta-box small{display:block;margin-top:10px;font-size:.8rem;color:#9DBFCC;text-align:center}
.inline-cta{background:var(--wash);border:1px solid #CFE3EC;border-left:4px solid var(--teal-2);border-radius:12px;padding:22px;margin:34px 0}
.inline-cta h3{margin:0 0 6px;font-size:1.18rem}
.inline-cta p{margin:0 0 14px;color:var(--muted);font-size:.97rem}
.note{background:var(--wash-2);border:1px solid var(--line);border-radius:12px;padding:18px 20px;margin:28px 0;font-size:.96rem}
.note b{color:var(--petrol)}
.warn{background:#FFF8EC;border:1px solid #F0DFC0;border-radius:12px;padding:18px 20px;margin:28px 0;font-size:.96rem}

table{width:100%;border-collapse:collapse;margin:24px 0;font-size:.95rem}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--wash-2);font-weight:600;color:var(--petrol);font-size:.88rem}

details{border:1px solid var(--line);border-radius:12px;padding:0;margin-bottom:10px;background:#fff}
details summary{cursor:pointer;padding:16px 20px;font-weight:600;color:var(--petrol);list-style:none;display:flex;justify-content:space-between;gap:12px}
details summary::-webkit-details-marker{display:none}
details summary::after{content:"+";color:var(--teal-2);font-weight:400;font-size:1.3rem;line-height:1}
details[open] summary::after{content:"–"}
details .dbody{padding:0 20px 18px;color:var(--muted);font-size:.97rem}
details .dbody p:last-child{margin-bottom:0}

/* footer */
.site-foot{background:var(--petrol);color:#B7D3DE;padding:56px 0 28px;font-size:.93rem;margin-top:0}
.site-foot a{color:#DCEDF4;text-decoration:none}
.site-foot a:hover{text-decoration:underline;color:#fff}
.foot-grid{display:grid;gap:32px;grid-template-columns:1.4fr 1fr 1fr 1fr}
@media(max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}
.foot-grid h4{color:#fff;font-size:.82rem;letter-spacing:.09em;text-transform:uppercase;font-family:"Public Sans",sans-serif;font-weight:700;margin-bottom:12px}
.foot-grid ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:36px;padding-top:20px;display:flex;
  justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.85rem;color:#89AEBC}

/* mobile sticky */
.mobile-cta{display:none}
@media(max-width:900px){
  .mobile-cta{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;background:rgba(255,255,255,.97);
    border-top:1px solid var(--line);padding:10px 16px calc(10px + env(safe-area-inset-bottom));gap:12px;align-items:center;
    box-shadow:0 -4px 18px rgba(11,47,60,.08)}
  .mobile-cta .mc-text{flex:1;font-size:.84rem;line-height:1.3;color:var(--muted)}
  .mobile-cta .mc-text b{display:block;color:var(--petrol);font-size:.95rem}
  body{padding-bottom:78px}
}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:9px;padding:8px 12px;font-size:.9rem;cursor:pointer;color:var(--petrol)}
@media(max-width:1080px){.menu-btn{display:block}.head-cta{margin-left:auto}}
@media(max-width:620px){.head-cta{display:none}}
#mobnav{display:none;border-top:1px solid var(--line);background:#fff;padding:14px 0 20px}
#mobnav.open{display:block}
#mobnav ul{list-style:none;margin:0;padding:0;display:grid;gap:2px}
#mobnav a{display:block;padding:11px 4px;text-decoration:none;color:var(--ink);border-bottom:1px solid var(--wash-2)}

/* tools */
.tool{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.tool fieldset{border:0;padding:0;margin:0 0 22px}
.tool legend{font-weight:600;color:var(--petrol);font-size:1.05rem;margin-bottom:12px;padding:0}
.opts{display:grid;gap:10px}
.opt{display:flex;gap:12px;align-items:flex-start;border:1px solid var(--line);border-radius:11px;padding:13px 16px;cursor:pointer;font-size:.97rem}
.opt:hover{border-color:var(--teal-2);background:var(--wash-2)}
.opt input{margin-top:5px;accent-color:var(--teal)}
.result{margin-top:8px;padding:22px;border-radius:12px;background:var(--wash);border:1px solid #CFE3EC}
.result h3{margin-top:0}
input[type=text],input[type=search],select{width:100%;padding:13px 15px;border:1px solid var(--line);border-radius:10px;font-size:1rem;font-family:inherit;color:var(--ink)}
input:focus,select:focus{outline:2px solid var(--teal-2);outline-offset:1px}
.quiz-q{border:1px solid var(--line);border-radius:12px;padding:20px;margin-bottom:14px}
.quiz-q p.q{font-weight:600;color:var(--petrol);margin-bottom:12px}
.fb{margin-top:10px;font-size:.93rem;padding:11px 14px;border-radius:9px;display:none}
.fb.ok{background:#E9F6EE;color:#17603A;display:block}
.fb.no{background:#FDEDED;color:#8A2020;display:block}